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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You!

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced.

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more.

Remember: As a top Fauquier County, Culpeper County and Prince William County area real estate agent, it's my job to know more about a property than any web site. Make sure you have the most current information!

School Reports in Fauquier County, Culpeper County and Prince William County, Virginia

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Virginia Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Fauquier County, Culpeper County and Prince William County

Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Q	What is considered the primary factor distinguishing buyers of prestigious properties from the average home buyer?
A	Financing doesn't worry these buyers; they often put down 40 percent or more or pay cash for a property
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Patti Brown, REALTOR®, real estate agent and broker for Fauquier County, Culpeper County and Prince William County, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Patti Brown
Long & Foster Real Estate, Inc.
492 Blackwell Road
Warrenton, Virginia 20186
Phone: 540-364-0405
Fax: 540-349-3389
Email: pattibrown@NUMBER1EXPERT.com

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